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www.QuidsKwik.net ←←→→ Payday loans are now one of the most popular type of loans out there on the market with an ever increasing number of people now looking at getting one to help them pay some bills. They are obtained by using your pay as a form of guarantee in order to get a small, short term loan from a lender but with so many out there you do have some things to consider beforehand.
First of all when you are looking at the different companies that provide them do try and look past the very high APR figure which appears on their website. They do have to provide this figure by law however the main thing you need to consider is the fee that you are going to have to pay to get your loan.
These details should be clearly displayed before you agree to anything and the fees may change depending on the company but they should all be within the same kind of range. When you are applying for the loan it should also tell you when you are due to pay it back and it is connected to a debit card so payment can be obtained.
So in order to apply you need to be over 18, have an income, and provide details of your bank account. Some companies carry out credit checks whilst others just look at your current ability to pay back the loan at that very time and are not concerned about previous problems.